The precious metals market in Kolkata opened on a steady note Gold and Silver Price today, July 21, 2026, with bullion prices posting minor gains across all purity tiers. Backed by solid international cues and consistent local spot demand, gold and silver continue to hold firm near elevated levels.
Across Kolkata’s traditional jewelry hubs—such as Bowbazar, Gariahat, and Burrabazar—traders report cautious but steady footfall. While higher price levels have moderated large cash purchases, ongoing festive planning, inflation hedging, and global market trends continue to provide strong support for physical bullion in West Bengal.
Kolkata Gold and Silver Price today Breakdown by Karat
Understanding how purity levels affect your purchase price is essential before walking into a showroom:
1. 24 Karat Gold (99.9% Purity)
Pure investment-grade gold climbed to ₹14,347 per gram, edging up by ₹1 over yesterday’s close. A standard 10-gram mint bar or coin is currently priced at ₹1,43,470. Because 24K gold is soft, it is used almost exclusively for investment bars, coins, and sovereign holdings rather than intricate ornaments.
1 Gram: ₹14,347
8 Grams (1 Pawan): ₹1,14,776
10 Grams: ₹1,43,470
100 Grams: ₹14,34,700
2. 22 Karat Gold (91.6% Purity)
The standard benchmark for traditional Indian bridal jewelry, 22K gold, sits at ₹13,151 per gram (or ₹1,31,510 per 10 grams). Also known as BIS 916 Hallmarked Gold, it contains 91.6% pure gold alloyed with metals like copper or silver to ensure structural strength for daily wear.
1 Gram: ₹13,151
8 Grams: ₹1,05,208
10 Grams: ₹1,31,510
100 Grams: ₹13,15,100
3. 18 Karat Gold (75.0% Purity)
Preferred for modern, lightweight, and stone-studded jewelry, 18K gold trades at ₹10,760 per gram (₹1,07,600 per 10 grams). Comprising 75% fine gold and 25% alloy metals, 18K provides the tensile strength required to hold diamonds and gemstones securely.
1 Gram: ₹10,760
8 Grams: ₹86,080
10 Grams: ₹1,07,600
100 Grams: ₹10,76,000
Silver Rate in Kolkata: Industrial & Retail Trends
Silver mirrored gold’s upward trend, ticking up by ₹0.10 to trade at ₹235.10 per gram. For commercial buyers and industrial users, bulk silver bars increased by ₹100 to settle firmly at ₹2,35,100 per kilogram.
| Quantity | Today’s Price (₹) | Yesterday’s Close (₹) | Change |
| 1 Gram | ₹235.10 | ₹235.00 | +₹0.10 |
| 10 Grams | ₹2,351.00 | ₹2,350.00 | +₹1.00 |
| 100 Grams | ₹23,510.00 | ₹23,500.00 | +₹10.00 |
| 1 Kilogram | ₹2,35,100.00 | ₹2,35,000.00 | +₹100.00 |
What Powers Silver Demand?
Unlike gold, which is primarily an investment and reserve asset, silver relies on two strong engines:
Industrial Utility (50%+ Consumption): Essential in solar photovoltaic cells, EV battery units, semiconductors, and 5G network components.
Festive & Retail Demand: Household silver utensils, coins, and traditional ornaments see heavy buying during West Bengal’s major festive calendars like Durga Puja, Kali Puja, and Dhanteras.
State-Wise Consolidated Reference Matrix
Gold and silver prices differ across state lines due to regional transportation costs, local entry taxes, and regional jeweler association guidelines. Here is how major hubs compare across India today:
| State / Hub City | 24K Gold (₹/10g) | 22K Gold (₹/10g) | 18K Gold (₹/10g) | Silver (₹/Kg) |
| West Bengal (Kolkata) | ₹1,43,470 | ₹1,31,510 | ₹1,07,600 | ₹2,35,100 |
| Maharashtra (Mumbai) | ₹1,43,460 | ₹1,31,500 | ₹1,07,590 | ₹2,35,000 |
| Delhi NCR (New Delhi) | ₹1,43,610 | ₹1,31,650 | ₹1,07,720 | ₹2,35,300 |
| Tamil Nadu (Chennai) | ₹1,43,650 | ₹1,31,680 | ₹1,07,750 | ₹2,36,000 |
| Karnataka (Bengaluru) | ₹1,43,460 | ₹1,31,500 | ₹1,07,590 | ₹2,35,000 |
| Telangana (Hyderabad) | ₹1,43,460 | ₹1,31,500 | ₹1,07,590 | ₹2,35,000 |
| Gujarat (Ahmedabad) | ₹1,43,510 | ₹1,31,550 | ₹1,07,630 | ₹2,35,200 |
| Uttar Pradesh (Lucknow) | ₹1,43,610 | ₹1,31,650 | ₹1,07,720 | ₹2,35,400 |
| Kerala (Kochi) | ₹1,43,460 | ₹1,31,500 | ₹1,07,590 | ₹2,35,000 |
| Odisha (Bhubaneswar) | ₹1,43,460 | ₹1,31,500 | ₹1,07,590 | ₹2,35,000 |
| Bihar (Patna) | ₹1,43,580 | ₹1,31,610 | ₹1,07,680 | ₹2,35,500 |
| Punjab (Ludhiana) | ₹1,43,610 | ₹1,31,650 | ₹1,07,720 | ₹2,35,300 |
Note: Base rates exclude local making charges, 3% GST, and showroom markups.
How Your Final Jewelry Invoice is Calculated
When buying gold jewelry, your total bill includes more than just the daily raw gold rate. Showrooms follow a standard formula:
Buying a 10-gram 22K gold bangle in Kolkata today works out as follows:
Raw Gold Value (10g @ ₹13,151/g): ₹1,31,510
Making Charges (e.g., 12% of base price): ₹15,781
Sub-Total: ₹1,47,291
GST (3% on Sub-Total): ₹4,419
Final Out-of-Pocket Cost: ₹1,51,710
Smart Buyer Checklist: Protect Your Purchase
Verify the 6-Digit HUID Code: Ensure your jewelry carries the official BIS Hallmark stamp alongside a 6-digit alphanumeric HUID (Hallmark Unique Identification) code. You can verify this live using the government’s official BIS Care App.
Check Making Charge Transparency: Making charges range anywhere from 8% on machine-cut items to 25%+ on detailed handcrafted pieces. Always insist on an itemized bill that separates the raw metal cost, making charges, and taxes.
Digital Options for Capital Growth: If you are buying gold purely for investment rather than personal wear, paper or digital instruments like Gold ETFs, Sovereign Gold Bonds (SGBs), or Digital Gold help you avoid making charges and storage overheads.
Disclaimer: We collect these market rates from different news channels and local trade updates just to share information. Please do not take this as financial or investment advice. Gold and silver prices change fast every day because of market shifts and local tax rules. We strictly recommend checking the live current rates in your city and talking to a financial expert before buying anything.