Gold and Silver Price Today: State-Wise Analysis and Market Outlook for August 13, 2026

Gold and Silver Price on August 13, 2026. Driven by sustained international spot market strength, global macroeconomic cues, and steady investor appetite, gold prices in Kolkata recorded fresh daily gains across 24 Karat, 22 Karat, and 18 Karat purities. Simultaneously, silver prices held firm at elevated multi-month levels.

Whether you are looking to hedge your wealth against inflation, planning retail wedding jewellery purchases, or tracking daily precious metal momentum, staying updated with localized market benchmarks is essential. Below is an in-depth breakdown of today’s bullion market figures, state-wise rate comparisons, technical pricing formulas, and strategic investment guidance.

Kolkata Gold and Silver Price Market Breakdown: 

Gold in Kolkata registered an upward shift across all key purity tiers on August 13, 2026, driven by continuous institutional demand and international spot gains:

• 24 Karat Gold (99.9% Purity):

  • Price per Gram: ₹15,513

  • Daily Increase: +₹27 per gram

  • 8 Grams (Sovereign Equivalent): ₹1,24,104

  • 10 Grams (Standard Retail Bar): ₹1,55,130

  • 12 Grams (1 Tola): ₹1,86,156

  • 100 Grams (Commercial Bar): ₹15,51,300

  • Market Insight: 24K gold serves as the baseline benchmark for pure bullion bars, minted coins, and financial holdings. The +₹27 per gram gain keeps 24K gold comfortably trading above the ₹15,500/g threshold.

• 22 Karat Gold (91.6% Purity):

  • Price per Gram: ₹14,220

  • Daily Increase: +₹25 per gram

  • 8 Grams: ₹1,13,760

  • 10 Grams: ₹1,42,200

  • 100 Grams: ₹14,22,000

  • Market Insight: 22K gold represents the primary standard for traditional Indian bridal and high-value ornamental jewellery. The +₹25 gain pushes baseline 10-gram acquisition costs higher for retail buyers prior to making charges and taxes.

• 18 Karat Gold (75.0% Purity):

  • Price per Gram: ₹11,635

  • Daily Increase: +₹21 per gram

  • 8 Grams: ₹93,080

  • 10 Grams: ₹1,16,350

  • 100 Grams: ₹11,63,500

  • Market Insight: Widely favored for modern, lightweight, and stone-studded diamond jewellery, 18K gold continues to see consistent retail traction among younger consumers.

Kolkata Silver Market Dynamics

Silver prices in Kolkata continue to hold strong levels, reflecting both investment sentiment and underlying industrial utility:

• Silver Price per Gram: ₹255

• Silver Price per Kilogram: ₹2,55,000

• Performance Trend: Over recent months, silver prices have rallied in tandem with international spot price gains, maintaining steady year-to-date appreciation of 5% to 7%.

• Demand Profile: Silver benefits from a dual demand model: functioning as a store-of-value asset during market volatility and as a fundamental raw material in solar photovoltaic manufacturing, green electronics, and industrial manufacturing.

State-Wise Gold and Silver Price Comparison Across Major Indian States

Precious metal pricing across Indian states exhibits minor regional discrepancies due to state entry levies, local freight logistics, supply chain dynamics, and regional bullion association fixing rates.

The table below outlines indicative retail pricing across key Indian states and major metro hubs on August 13, 2026:

Regional Price Discrepancy Analysis:

• Southern Markets (Tamil Nadu, Kerala, Telangana): Silver rates in southern states typically trade at a slight premium owing to substantial regional industrial utilization and high retail volume consumption for silver ornaments.

• Northern & Western Hubs (Delhi, Uttar Pradesh, Rajasthan): Gold rates in northern markets frequently carry minor mark-ups reflecting inland transport costs from primary coastal ports.

• Eastern Region (Kolkata): Acts as the primary pricing anchor for East and North-East India, balancing port proximity with extensive domestic jewellery manufacturing activity.

Macroeconomic Factors Driving the Bullion Rally

1. Cooling Global Inflation Cues: Softer US CPI inflation data has bolstered expectations of monetary easing by central banks. Lower interest rate expectations reduce the opportunity cost of holding non-yielding precious metals, lifting international spot gold.

2. Currency Exchange Rates (USD/INR): Because India imports the vast majority of its gold and silver requirements, fluctuations in the Rupee against the US Dollar directly impact domestic landed costs and retail rates.

3. Geopolitical Risk Off Sentiment: Ongoing macroeconomic uncertainty and regional conflicts continue to sustain central bank reserve buying and safe-haven portfolio allocation into gold.

4. Industrial Demand Backstop for Silver: Beyond its financial role, silver’s expanding utility in solar energy and high-tech manufacturing ensures consistent underlying price support.

Step-by-Step Retail Invoice Calculation with GST & Making Charges

When purchasing physical gold jewellery in India, the final store invoice comprises the base gold price, craftsman making charges, and statutory GST.

Calculation Formula:

Example Calculation (10 Grams of 22K Gold in Kolkata):

• Base Gold Price (10g @ ₹14,220/g): ₹1,42,200

• Assumed Making Charge (e.g., 10%): ₹14,220

• Combined Subtotal: ₹1,56,420

• 3% GST on Base Gold: $1,42,200 \times 0.03 = ₹4,266$

• 5% GST on Making Charges: $14,220 \times 0.05 = ₹711$

• Total Final Retail Outlay: ₹1,61,397

Investment Pathways: Physical Gold vs. Financial Derivatives

Investors looking to add gold or silver exposure to their financial portfolio can select from multiple investment routes based on liquidity and tax efficiency:

• Physical Gold & Silver (Coins/Bars/Jewellery): Provides direct tangible ownership with zero counterparty risk, though it incurs making charges, vault storage costs, and a 3% GST on entry.

• Gold & Silver ETFs (Exchange-Traded Funds): Demat-based financial instruments that closely track domestic spot bullion rates without physical storage risks or making charges.

• Digital Gold: Allows micro-investing starting from low nominal amounts, stored securely in insured third-party vaults until liquidated or converted to physical delivery.

• Sovereign Gold Bonds (SGBs): Government-backed instruments providing fixed annual coupon payouts along with capital gains tax exemptions upon holding through full maturity.

Consumer Checklist Before Buying Gold or Silver

1. Demand BIS Hallmarking: Always check for the official Bureau of Indian Standards (BIS) mark alongside the mandatory 6-digit alphanumeric Hallmark Unique Identification (HUID) code stamped on every piece to guarantee verified purity.

2. Compare Making Charges: Making charges vary widely between jewellers (typically from 8% to 25%+); always demand an itemized breakdown on your bill.

3. Check Daily Rates & Calculators: Always verify the day’s local spot rates and calculate final estimates using digital Gold Rate Calculators prior to completing transactions.

Disclaimer: We collect these market rates from different news channels and local trade updates just to share information. Please do not take this as financial or investment advice. Gold and silver prices change fast every day because of market shifts and local tax rules. We strictly recommend checking the live current rates in your city and talking to a financial expert before buying anything.